How do I calculate my net salary in Saudi Arabia?
Net salary = gross salary − GOSI (9.75% for Saudis, on basic + housing). There is no personal income tax in the Kingdom. Use the salary calculator for an exact figure in seconds.
Do expats and non-Saudis pay GOSI?
No. Pension and SANED contributions are not deducted from a non-Saudi employee's salary; they apply only to citizens. So an expat's net salary equals their full gross salary.
How much end-of-service benefit do I get if I resign?
It depends on private-sector tenure: nothing under 2 years, one-third for 2-5 years, two-thirds for 5-10 years, and full after 10 years. Calculate it precisely with the EOSB calculator.
What is the difference between private and government end-of-service pay?
The private sector follows the Labor Law tiered formula (½ month for the first 5 years, then a full month), while the government sector follows the Civil Pension Law at 14% of annual salary × years of service. See the end-of-service page.
How is overtime pay calculated?
Private sector: hourly rate (basic ÷ 240) × 1.5. Government sector: (basic ÷ 155) × 1.0 with a daily cap. Try the overtime calculator for both sectors.
How much does a government employee earn at Rank 1?
The basic salary at Rank 1 / Grade 1 on the General Civil Service Scale starts at SAR 3,000, plus a transport allowance. Browse the salary scales to find your pay by rank and grade.
How do I find my salary by rank and grade?
Identify your rank and grade from your appointment decision or the Masar platform, then select the scale, rank, and grade in the salary scales tool to view the basic salary, increment, and transport allowance.
When are salaries paid each month in Saudi Arabia?
The reference date for private-sector salaries is the 27th of each month via the Wage Protection System, adjusted for the weekend. Follow the live countdown on the payment dates page.
When are Citizen Account and Social Security paid?
Citizen Account is paid on the 10th and the developed Social Security on the 1st of each Gregorian month, with automatic weekend adjustment. See upcoming dates on the dates page.
Is there income tax on salaries in Saudi Arabia?
There is no personal income tax on salaries in the Kingdom. The only deduction for a Saudi employee is GOSI (9.75%). VAT applies to goods and services, not to your salary.
What are the new GOSI rates for 2025-2028?
A new entrant's contribution rises from 9.75% to 10.25% in July 2025, then increases 0.5% per year to 11.75% by 2028. Those enrolled before July 2024 remain at 9.75%. Details on the calculator page.
Is Ratiby free to use?
Yes, every calculator and page is completely free with no sign-up. We sustain the project through advertising. Learn more on the About page.
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Calculator
Compute net salary with housing allowance, transport, and 9.75% GOSI social-insurance deduction.
Salary Scales
Over 60 official salary scales for government and private sectors with rank and step details.
End of Service
Precisely compute your EOSB per Articles 84 and 85 of the Saudi Labor Law.
Overtime
Compute overtime pay at 1.5× your hourly rate per Article 107 of the Labor Law.
Payment Dates
Track salary, Citizen Account, and Social Security payments with automatic weekend adjustment.